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Official Website

of the Commonwealth of Pennsylvania

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    Resources for consumers

    Privately Licensed Flood Insurance Companies

    Note that some of these carriers only serve limited markets and may not offer a policy that meets your needs. Any consumer can get flood insurance through the NFIP. Additionally, consumers may find a more affordable policy through a surplus lines carrier. 

    ​NAIC Number
    		​Company Name
    		​Company Address
    		​Phone Number
    		​Coverage Provided
    		​Who Is Covered
    		​Website
    ​19402
    		​AIG Property Casualty Company

    ​175 Water St., 17th Floor
    New York, NY 10038

    		​212-770-7000
    		​Dwelling and Contents
    		​Homeowners
    		​www.aig.com
    23469​​American Modern Home Insurance Company

    P.O. Box 5323 
    Cincinnati, OH 45201-5323​

    		513-943-7200​Contents​​Self-Storage Facility Coverage Only
    		www.amig.com​
    ​19615
    		American Reliable Insurance Company​

    P.O. Box 4096 
    Scottsdale, AZ 85261​

    		480-483-8666​​Dwelling and Contents
    		​Mobile Homeowners
    		​www.americanreliable.com
    ​41459
    		​Armed Forces Insurance Exchange
    		​550 Eisenhower Road Leavenworth, KS 66048
    		913-651-5000​
    		​Contents
    		​Homeowners - Valuable Personal Property, Renters
    		​www.afi.org
    18988​
    		​Auto-Owners Insurance Company

    6101 Anacapri Blvd. 
    Lansing, MI 48917​

    		517-323-1200​
    		Dwelling and Contents​
    		​Homeowners, Condo Owners, Renters
    		​www.auto-owners.com
    ​18279
    		Bankers Standard Insurance Company​

    ​P.O. Box 1000 
    Philadelphia, PA 19106

    		215-640-1000​
    		Dwelling and Contents​
    		​Homeowners, Condo Owners, Renters
    		www.acegroup.com​
    11061​
    		Farmers Fire Insurance Company, The​

    P.O. Box 201879 
    2875 Eastern Blvd.
    York, PA 17402​

    		​717-751-4435
    		​Dwelling and Contents
    		​Homeowners, Condo Owners, Renters
    		​www.farmersfire.com
    ​17094
    		Farmers Mutual Fire Insurance Company of Marble, PA​

    18132 Route 208 
    P.O. Box 59 
    Marble, PA 16334 ​

    		​814-354-7315
    		Dwelling and Contents​Homeowners, Condo Owners, Renters​www.farmersofmarble.com​​
    ​13854​
    		​Farmers Mutual Fire Insurance Company of Salem County​
    		125 W. Broadway
    Salem, NJ 08079
    		​856-935-1851
    		​Dwelling and Contents​ 
    		Homeowners, Condo Owners, Renters​​www.farmersofsalem.com​
    20281​
    		Federal Insurance Company​

    15 Mountain View Road
    Warren, NJ 07059​

    		908-903-2525​​Dwelling and Contents
    		​Homeowners, Condo Owners, Renters
    		www.chubb.com​
    21253​
    		​Garrison Property and Casualty Insurance Company

    9800 Fredericksburg Road
    San Antonio, TX 78288​

    		210-498-8111​Contents​
    		​Renters
    		www.usaa.com​
    ​11282
    		Germantown Insurance Company​​212 South 4th Street Philadelphia, PA 19106
    		215-627-1752​
    		​Dwelling and Contents
    		​Homeowners, Condo Owners, Renters
    		​www.contributionship.com
    ​12944
    		Homeowners Choice Property and Casualty Insurance Company​

    5300 West Cypress St. 
    Suite 100
    Tampa, FL 33607​

    		888-210-5235​
    		Dwelling and Contents​Homeowners  ​
    		​www.hcpci.com
    23647​
    		​Ironshore Indemnity Inc. 

    P.O. Box 3407
    New York, NY 10008​

    		646-826-6600​
    		Dwelling and Contents​
    		Homeowners, Condo Owners, Renters​​www.ironshore.com
    14354​
    		Jewelers Mutual Insurance Company​​24 Jewelers Park Drive Neenah, WI 54956
    		​800-558-6411
    		​Contents - Jewelry
    		​
    		www.jewelersmutual.com​
    ​28932
    		​Markel American Insurance Company
    		​4521 Highwoods Parkway Glen Allen, VA 23060
    		​800-431-1270
    		​Contents  
    		​Renters
    		​www.markelamerican.com
    40932​
    		​MICO Insurance Company
    		471 East Broad Street
    Columbus, OH 43215​    		​(614) 225-8211 
    		​Dwelling and Contents
    		Homeowners,
    Condo Owners,
    Renters​    		www.encova.com​
    ​17450
    		​Millville Mutual Insurance Company
    		​215 South State Street Millville, PA 17846
    		570-468-5517 
    800-262-8495​    		Dwelling and Contents​
    		Homeowners  ​
    		www.millvillemutual.com​
    17493​
    		​Nazareth Mutual Insurance Company
    		114 South Main Street Nazareth, PA 18064​​610-759-3020
    800-321-6783
    		Dwelling and Contents​
    		Homeowners and Condo Owners​www.nazarethmutual.com​
    ​20338
    		​Palomar Specialty Insurance Company
    		7979 Ivanhoe Avenue 
    Suite 500
    La Jolla, CA 92037​
    		619-567-5290​Dwelling and Contents​
    		Homeowners​www.palomarspecialty.com​
    17914​
    		Philadelphia Contributionship Insurance Company, The​​212 South 4th Street Philadelphia, PA 19106
    		215-627-1752​
    		Dwelling and Contents​
    		Homeowners, Condo Owners, Renters​www.contributionship.com​
    ​39926
    		Selective Insurance Company of the Southeast​40 Wantage Avenue Branchville, NJ 07890​​800-777-9656
    		Dwelling and Contents​Homeowners​
    		www.selective.com​
    25180​
    		Stillwater Insurance Company​P.O. Box 45126 
    Jacksonville, FL 32232​    		855-712-4092​​Dwelling and Contents
    		Homeowners​
    		www.stillwaterinsurance.com​
    25941​
    		​United Services Automobile Association
    		9800 Fredericksburg Road
    San Antonia, TX 78288​    		​210-531-8722
    		Contents​Renters​www.usaa.com​
    25968​
    		USAA Casualty Insurance Company​9800 Fredericksburg Road
    San Antonia, TX 78288​    		210-498-2211​​Contents
    		Renters​www.usaa.com​
    18600​
    		USAA General Indemnity Company​9800 Fredericksburg Road
    San Antonia, TX 78288​    		210-498-8222​
    		​Contents
    		​Renters
    		www.usaa.com​

    Any insurers wishing to appear on this list should contact the Department by emailing ra-in-floodins@pa.gov. Additions will be made to this list as they are received and verified. The Pennsylvania Insurance Department does not endorse any listed insurers.