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Official Website

of the Commonwealth of Pennsylvania

    The .gov means its official.

    Local, state, and federal government websites often end in .gov. Commonwealth of Pennsylvania government websites and email systems use "pennsylvania.gov" or "pa.gov" at the end of the address. Before sharing sensitive or personal information, make sure you're on an official state website. 

    Banking

    The Pennsylvania Department of Banking and Securities regulates financial institutions throughout the commonwealth, including: banks, savings banks, bank and trust companies, credit unions and trust companies. We work to help ensure the safety and soundness of these institutions so that Pennsylvanians' deposits are safe and available when they need access to their money.

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    About three out of four banks headquartered in Pennsylvania are chartered by the Pennsylvania Department of Banking and Securities. These entities include banks, bank and trust companies, and savings banks. We also regulate more than 40 Pennsylvania credit unions.

    Banks

    Commercial banks, or retail banks, may be owned by investors or privately owned. Banks operate as for-profit institutions. Anyone can open an account with a bank. Banks are either state chartered or federally chartered. DoBS regulates banks that are chartered in Pennsylvania. Banks are insured by the FDIC. For additional information and research by bank, go to the FDIC BankFind.

    Credit Unions

    Credit unions are not-for-profit financial institutions owned by their members. They provide many of the same products and services as banks including checking and savings accounts as well as various loan products and investment accounts like IRAs. Credit unions are either state chartered or federally chartered. DoBS regulates credit unions that are chartered in Pennsylvania. Credit Unions are insured by the NCUA. For additional information and to research by credit union, go to the NCUA Research site. 

    Trust Companies

    A trust company is a corporation authorized to handle assets for the benefit of others and does not have commercial banking powers.  Trust companies are not insured by the FDIC. DoBS regulates trust companies that are chartered in Pennsylvania.

    Contact Us:

    Bank Supervision:

    (717) 783-8240
    RA-BNBankSupervision@pa.gov

    Trust Supervision: 

    (717) 783-2253
    RA-BNTrustSuprvsnInq@pa.gov

    Credit Union Supervision: 

    (717) 425-5471
    RA-BNCUSubmissions@pa.gov

    Banking Resources

    State-Chartered Banks

    Download a list of all banks that are chartered in Pennsylvania and regulated by DoBS.

    PA Financial Institutions Search

    This search tool allows you to find Credit Unions, Trust Companies, Non-Depository licensees, such as Motor Vehicle Finance Companies and Consumer Discount Companies, or Non-Depository registrants, such as Credit Service Loan Brokers and Non-Profit/Partially Exempt institutions.

    Treasury Rates for Covered Loans

    The Board of Governors of the Federal Reserve System and the Federal Reserve Bank of St. Louis's Federal Reserve Economic Data (FRED) program are working together to expand options for finding, accessing, and visualizing data from the Board's Data Download Program (DDP) in FRED.

    Estimated Assessment Calculator

    Use the Estimated Assessment Calculator (preliminary, subject to approval of the Independent Regulatory Review Commission) available in the DoBS Portal.

    Act 6 Residential Lending Rates

    Residential lending rates for each month of the current year and historical data.

    Marijuana and Banking Resources

    Guidance to clarify regulatory expectations for financial institutions, specifically with respect to Bank Secrecy Act (BSA) obligations, related to customers engaged with state-legalized marijuana activities.